Had car finance?
You could be owed thousands.
Millions of UK car finance agreements were mis-sold. Check if you're owed compensation — it's free, takes 2 minutes, and there's nothing to pay.
Check your eligibility
Have you had car finance since 2007?
PCP, HP, or conditional sale agreements
Unfortunately, claims only cover agreements from 2007 onwards.
If you're unsure about dates, feel free to .
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How it works
Three steps. About two minutes. No commitment.
Check your eligibility
Answer a few quick questions about your car finance agreement.
We review your case
Our regulated team assesses your claim at no cost to you.
Get your money back
If successful, compensation is paid directly to you.
Why you might be owed money
Car finance providers were required to be transparent about commissions and interest rates.
Many PCP, HP, and conditional sale agreements included hidden commission arrangements.
The FCA has confirmed that customers who were overcharged may be entitled to compensation.
You could be owed hundreds or thousands of pounds per agreement.
Common questions
What types of car finance are covered?
PCP (Personal Contract Purchase), HP (Hire Purchase), and conditional sale agreements taken out since 2007.
How much could I get back?
It depends on the agreement, but claims typically range from a few hundred to several thousand pounds per finance deal.
Does it cost me anything?
No. We receive referral fees from third parties for successful claims at no cost to you.
How long does it take?
Most claims are resolved within a few months, though complex cases can take longer.
Can I claim if I've already paid off the finance?
Yes. You can claim whether the agreement is still active or has been fully repaid.
Can I just claim directly?
Yes. You can claim for free through your lender, the Financial Ombudsman Service, or the FCA compensation scheme launching in 2026. Our service handles the process for you.